- Can I open a Term deposit account through Internet banking?
Yes, if you have Internet banking user name and password, and at least one transaction account mapped to the username.
- What is the minimum tenure for an online deposit?
As a rule, the minimum tenor for a term deposit is 7 days and the maximum is 10 years. Both TDR and STDR are bound by the following minimum and maximum tenors. Minimum tenor is 7 days for TDR and 180 days for STDR and Maximum tenure is 3653 days for TDR and STDR..
- What are the interest rates for a term deposit?
The interest rates vary from time to time. You can view the latest interest rates by clicking on "View current interest rate" link provided in e-TDR/e-STDR request page.
- What is the minimum amount for a term deposit?
You can open a term deposit with a nominal amount of Rs.1000/- , however minimum & maximum amount limit may vary for different product codes.
You can open a term deposit with a nominal amount of Rs.1,000/-. Maximum amount of opening of TDR/STDR through Internet Banking Portal is Rs. 99,99,999/-
- Can I generate a term deposit advice?
Yes, you can generate and print a term deposit advice containing all your relevant details.
- If I open a joint account, who will be liable for Income Tax
Income Tax provisions will be applicable to the first applicant
- Can I submit nomination for single person (or) for multiple persons
Nomination is available in favour of individual person only and the nomination shall be made in favour of only one individual.
- I do not have PAN number. Can I submit any other document in lieu of PAN
You may submit Form 60/61 as applicable in lieu of PAN with your home branch
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