Resident individuals attaining the age of 80 years or more are considered as Super Senior Citizen (SBI Patrons). Under 'SBI Patrons' scheme, super senior citizens will be offered interest rate of 10 bps above the card rates applicable for senior citizens. Customer will need to visit regular Term Deposit Creation link i.e. Deposit & Investment --> Deposit --> Fixed Deposit (e-TDR / e-STDR).

The Retail Internet Banking portal provides a streamlined platform for applying for SBI General insurance, allowing customers to submit the applications, view policies and download policy document.

Retail Internet Banking customers can explore and access the SBI's recommended asset products through eServices under the SBI Product Recommendations section.

Customers can Issue/Purchase new FASTag using OnlineSBI portal. Link for the same is available under : e-services --> Fast tag --> FASTag Issuance

Customer can transfer his PPF accounts from one branch to another branch. Link is available under Deposits and Investments --> Public Provident Fund --> Transfer of PPF Account

Customers can view their Central KYC Reference (CKYCR) number for their customer profile through following path: My Accounts and Profile --> Profile --> My Profile

Depositors can extend the tenure of SCSS account for a further period of 3 years through Online SBI portal.

Customers can download Home Loan Closure Certificate which is available under e-Services-->My Certificates --> Home Loan.

Customers can regularize their irregualar PPF accounts through OnlineSBI portal without the need to visit the branch. Link for the same is available under : Deposit & Investment --> Public Provident Fund (PPF) --> Penalty Payment for irregular PPF account

For better experience, Customer can click on Audio Captcha button on the Forgot Login Password page to hear the audio Captcha.

Customers can submit their Form 60 online while creating a Fixed Deposit Account. Link for the same is available under: Deposits and Investments --> Fixed deposit --> Fixed Deposit (e-tdr/ e-stdr with Form 60)

Senior citizens can avail the attractive interest rates and tax benefits by opening a new account under the new scheme Senior Citizen Savings Scheme(SCSS). Link to open a SCSS account online through SBIOnline portal is under Deposits and Investments-->Online SCSS Account.

Customer will get an option of selecting Old or New tax Regime while submitting Form 15 G/H through OnlineSBI portal.
Note: Once a old regime is selected then the customer has only one chance to move to new regime.
If customer has selected new regime then he/she will not be able to choose old regime again in future.

RINB customers book Green Rupee Term Deposit(GRTD) through OnlineSBI portal. Customers can earn attractive rate of interest while contributing to sustainable development. Link to open a GRTD is available under : Deposits and Investments --> Deposit --> Fixed Deposit (e-tdr/e-stdr) --> Green Rupee term deposit (e-tdr/ e-stdr) Special term deposit

Setting/Modifying NCMC Debit Card Limit :- You can set/modify the NCMC Debit card limit.
Enable/Disable Topup Recharge:- You can enable/disable topup option on the NCMC Debit Card.

Customers can transfer funds to PPF Account through OnlineSBI portal. Link for the same is available under Deposits and Investments --> Public Provident Fund --> Funds Transfer to PPF Account (Own A/c)

RINB customers holding TDR/STDR/e-TDR/e-STDR can avail OD against the deposits online for more than one TD. This facility can be availed till a maximum of 5 TDs.

Customers can now close their existing Vehicle Loan Accounts through OnlineSBI portal. Link is available under Request & Enquiries --> Closure of Loan a/c.

Customer can set a new e-Mandate or else he/she can view, edit and delete existing e-mandates created on SBI Debit Cards through OnlineSBI portal.

Enhancement of Quick Transfer (Without Adding Beneficiary) limit from Rs.25,000/- to Rs.50,000/- for customer convenience.

Now open your SB account at your convenience without the need to visit the Bank Branch. This is an end-to-end online account opening process through Video KYC.

Customer can set/modify Domestic usage limit for Virtual Card also.

Customer can check his personal profile status. A pie chart will be shown having the status against each of the profile parameters.

Eligible customers will now be given an offer to avail pre-approved business loans under the 'Offers' section of the OnlineSBI portal.

Customer can transfer his Savings,Current,Deposit accounts from one branch to other branch as per his convenience. Link to perform account transfer is available under e-Services->Transfer of Account.

Customers can invest in Mutual Funds and view the Mutual Funds Portfolio through OnlineSBI. Link is available under Deposit & Investments->SBI Mutual Funds.

Customers can open Demat and Trading Account or View existing Holdings through OnlineSBI. Link is available under Deposit & Investments->Demat and Trading.

Customers can block their Internet Banking access through IVR services by calling on toll-free number 1800-1234.

Customers can apply for a SBI Foreign Travel Card througn OnlineSBI portal.

Customer has the option of selecting account number at the time of beneficiary addition in FXOUT.
Also PAN number is not required for NRE customers during beneficiary addtion in FXOUT.

Customer can open a Sukanya Samridhi Account through the link which is available under e-services -> SSA Account Opening.
Note: Once the account is opened, customer will have to download the form and visit the branch for further process.

Customer can update his profile attributes such as Occupation,Income, Educational Qualification,Place of Birth,Marital Status,No of Dependants,Religion,Category. Link is available under My Accounts & Profile -> Profile->Social Attributes.

Customers will be able to update their KYC details online. Link is available under My Accounts & Profile->Update KYC.

Outbound Calls will be made to customers to offer the product offerings of SBI/ SBI Life Insurance/SBI General Insurance/SBI Mutual Funds/ SBI Cards/ SBI Cap Securities/NPS and such other group products.

Customers can now enable transaction OTP delivery through Email and SMS by visiting Profile --> High Security Options link.

Customer can now register maximum up to 4 nominees on PPF account.

Mandatory Profile password change after 365 days introduced for added security.

"SBI Secure OTP App" safely delivers Login and transaction OTPs over the internet on the mobile with Bank Register Mobile number. Due to this any delay in SMS OTP can be avoided. You can download the "SBI Secure OTP App" from Play Store (or) App Store.

Customers can now remit up to USD 250,000 per calendar year for additional currencies i.e. CAD (Canadian Dollar) and NZD (New Zealand Dollar) along with existing currencies viz. USD, EURO, GBP, SGD and AUD.

Selected customers can apply for instant pre-approved personal loans (PAPL) based on their eligibility. Customer can also initiate loan closure request for PAPL accounts opened through INB.

Customers can now download Interest Certificate for Deposit & Loan accounts for 3 preceding Financial years , available under e-Services Tab.

Customers can now register nominees for joint accounts through e-Services tab.

Fixed Deposit, National Pension System (NPS) and Public Provident Fund (PPF) options available under ‘Deposit & Investment’ Tab

As a security measure, additional layer of security introduced. Customer can now define Per Day and Per Transaction limit for general Merchant payment transactions. Link: My Accounts & Profile --> Profile-->Define Limit-->Click here to set up per day/per transaction limit for General Category Merchants

Penalty Amount will be displayed to the customers while pre-closing the RD account through Internet Banking

Customers can now register for Safe Deposit Locker facility through Internet Banking platform

To garner the benefits of Digitization, bank has provided an online facility for extension of PPF accounts upon maturity

Customers can now remit their funds from India to Nepal under Indo-Nepal Remittance functionality available in INB

As a security measure, One Time Password (OTP) is mandatory for change in Login/Profile password through internet banking

As a security measure, One Time Password (OTP) is mandatory for transferring funds within SBI accounts

Customers can now avail loan against time deposit at the interest rate of 1% above the relative time deposit rate

OTP validation has been introduced as a second factor authentication at the time of login as a security feature

As a security concern, 'New Address' option available while requesting New ATM card has been removed from the functionality

Additional layer of security introduced, customers can now submit the issued cheque details (Positive Pay) such as account number, date of cheque, cheque number, etc. online through internet banking. Customer can also cancel/delete submitted positive pay details

Removal of "SMS and Email" option in High Security Option in Profile.
Profile->High Security Option -> Mode of authentication OTP

Card less withdrawal from ATM using YONO Cash feature available in the Retail Internet Banking Platform

Request for CSP (Corporate Salary Package) variant upgrade through INB

Customer can now pay Partial bill for specific billers under with bill option

Customers can now define and Set their Favorite functionality for easy and quick access through 'Set Favorites' under My Accounts & Profile

The below four links under e-services tab
1. EMI for e-Commerce
2. Insta Home Loan Topup
3. Xpress Credit Insta Topup Loan
4. Insta Credit Topup Loan
is placed under a new link named as "Closure Online Loan Accounts" in e-services

Online SBI now has facility of functioning in 3 additional regional languages: Assamese, Kashmiri and Khasi

Customer can do Funds transfer through RTGS mode round the clock

Downgrade Access Level from Full Transaction to View or Limited Transaction Rights introduced to give more security & control of the account to customer

In the Account Statement page, under "By Date" option, Start Date and End Date can accept date upto 3 years from current date

IMPS payment mode is now available 24/7 in Quick Transfer Option

OTP enabled by default for new RINB customers for RETAIL as well as Merchant transactions

Implemented OTP authentication on disabling High Security for Merchant transactions in Profile Section

High Security Option enabled for all customers for Retail as well as Merchant Transactions

Implementation of complex Captcha (with noise) in Retail login page for Security enhancement

Changes related to displaying & restricting of 'Tour Travel' under purpose 'Personal travel' and display of footnote related to Tax collection at source (TCS) for FXOUT Transaction

Changes related to displaying & restricting of 'Tour Travel' under purpose 'Other travel' and display of footnote related to Tax collection at source (TCS) for FTC TopUp

Balance Certificate is introduced under e-Services -> My Certificates

Customer can view the Login & Logout Page in HINDI Language

Users can schedule transactions for new beneficaries during first four days after activation

Customer can request new ATM/Debit Card through Profile Password

New 'SBI Loans' link introduced under Useful Links in Post Login

Reduction in Interest Rate while creating OD Against FD from 0.75% to 0.50%

Online SBI now has facility of functioning in two additional regional languages Konkani and Malayalam

While doing funds transfer, customer can view the Transaction Amount in Words for verification

Enabling Reliance IPO Rights for Retail customers under Demat & ASBA Services -> IPO (Equity)

Online account opening DOMAIN MIGRATED FROM .COM TO .SBI for enhanced secure banking experience to customer

Online SBI has the facility of functioning in 9 additional regional languages viz. Hindi, Tamil, Marathi, Gujarati, Kannada, Oriya, Bangla, Punjabi and Telugu.

Now customers can set Standing Instruction at the time of Recurring Deposit Creation through online SBI.

In case Profile Password is forgotten, along with Hint Question & Answer and Branch Visit, customer can now reset the Profile Password using SBI Debit Card credentials.

Customers can now enable or disable NFC (Near Field Communication) usage of ATM Cards through online SBI. The link for the same is e-Services --> ATM Card Services --> ATM Limit/Channel/Usage Change --> Change Usage Type --> NFC Usage

Customer can now view/download the e-Receipts for Fixed Deposits directly from the link Fixed Deposit --> e-Receipt for Fixed Deposits

Enhancement of Quick Transfer (Without Adding Beneficiary) limit from Rs.10,000/- to Rs.25,000/- for customer convenience.

Registration based on PP Kits has been completely disabled except for NRI customers. Now onwards the INB registrations will happen through Digital modes only like SMS, Email and Online.

Customers can block their ATM cards with reason "Unauthorised Transaction" through SBI Internet Banking.

Customers can enable or disable their transactional Savings, Current and Over Draft accounts for UPI transactions through SBI Internet Banking.

Now additional fields like Deposit Date/Maturity Date, Lien Amount and Maturity Amount will be displayed in deposit accounts summary page.

Customers will now get the notification via Email for the deletion of Nominee/s through SBI Internet Banking.

Customers will receive Financial and Non-Financial transaction related authentication details on SMS as well as on their registered email address. To receive OTP over email, customers have to provide their consent by visiting Profile --> High Security options.

Select customers will be able to avail up to 3 EMIs for their E-Commerce purchases through Flipkart and Amazon.

Customers can now apply for SBI Credit Cards through post-login section of SBI Internet Banking through link e-Services --> Apply SBI Credit Card

NRI customers can now invest in (e-TDR/ e-STDR) under "SBI Tax Saving Scheme" through their INB, for availing Tax exemption benefits on their NRO funds.

Customer can lock/ unlock Internet Banking access through pre-login section of SBI Internet Banking.

Customers can reload their foreign travel card through SBI Internet Banking in 8 currencies viz USD, EUR, SAR, GBP, AUD, SGD, JPY and CAD.

Customers have been provided with an option to enquire the status of failed/timeout transactions during the NPS registration/ contribution through SBI Internet Banking.

Individual Personal Banking customers of the Bank can now avail Foreign Outward Remittance facility through SBI Internet Banking. RI/ NRI customers will be able to remit upto USD 250,000/ per calendar year in 5 currencies viz. USD, EURO, GBP, SGD and AUD.

Customers will be offered Rupay contactless debit card with NFC technology to perform transactions up to Rs. 2000 at POS machines without having to swipe or dip card.

Now, while applying for Debit Card through SBI Internet Banking, customers can enter address of their choice for delivery of the Debit Card.

Now customers can request personalized(Image based) Debit Cards through SBI Internet Banking

Temp User ID will now be sent to customer's registered mobile number with URL for logging in and setting the Permanent User ID and Password.

Customers can now check their eligibility for car loan facility through SBI Internet Banking

Customers can now get reduction of 0.25% in the interest rate, if loan against Term Deposit (TDR/ STDR) is availed through SBI Internet Banking

Non-INB customers can register/update their Email ID by ATM Card authentication.

Virtual Account Number (VAN) is a facility for Retail customers to send money to a short unique alphanumeric name or code; which is mapped to a Corporate and the Corporate's actual account number in the bank.

Now INB customers will be able to view upto 299 records in their respective account statement page. In case of records exceeding 299, system will automatically generate a request ID for downloading the account statement offline through 'Pending Statement' link.

Now select customers can get EMI facility on transactions made through Amazon also.

Eiligible customers will now be given an offer to avail pre-approved personal loans under the 'Offers' section of the OnlineSBI portal.

Customers can now partially break their MOD accounts online in order to maintain Monthly Average Balance (MAB) in Savings account.

Customers having Current and Overdraft accounts can request for Cheque Book with less than 100 cheque leaves.

Customers can now download the e-receipt for their NPS contribution through Online SBI.

'Link your LPG ID' functionality has been discontinued.

Customer will have option of providing Aadhaar Virtual ID (VID) instead of Aadhaar number.

Customer will have option of providing Aadhaar Virtual ID (VID) instead of Aadhaar number.

Customers will now be able to download form 16A through OnlineSBI without visiting Branch.

Now customer can view Monthly Average Balance(MAB) of his/her Savings Bank account. To view, please visit -> Account Summary -> Cick here for last 10 transactions -> Click here for MAB.

A new link "Online Locker" has been introduced under 'Useful Links' on the Internet Banking page. This link will display the number of vacant lockers in the selected branch for each locker varient viz. Small, Medium, Large and Very Large.

Customer will now be allowed to perform IMPS transaction with full transaction limit upto Rs. 2 lakhs without any cut off time restriction.

Customers will now be able to view/download Deposit Interest Certificates for the selected CIF in case multiple CIFs are mapped to the customer.

Customer will now be able to view their complete information including KYC details as per Bank's records by visitng -> My Accounts & Profile -> Profile -> My profile.

Now EMI Demand Loan accounts opened for e-commerce can be closed using Internet Banking portal under e-Services tab.

Customers will now be able to view their scheduled merchant transactions in retail application.

An offer for availaing OD against FD will be given to elligible Internet Banking customers on the pre-confirmation page before closing any FD account.

Customers can now access details about SBI Home Loan through the link available in OnlineSBI Login and Post-Login page.

Refund of failed merchant transactions will now be informed through SMS sent on the customer's registered mobile number.

Selected Eligible Customers now may avail real time EMI facility as a payment option in Flipkart and the same can be handled using Internet banking under e-services -> EMI for E-Commerce.

Customer can know their CIBIL score using Internet Banking through the link My Accounts & Profile -> Know your CIBIL Score

Customers can link their Aadhaar with Bank Accounts (Customer Number, CIF). Link is available under e-Services -> Update Aadhaar with Bank accounts(CIF) -> Register

Resident Indian individuals can now purchase gold online through this facility. The link is available under e-Services -> Sovereign Gold Bond Scheme -> Register

Customers will now be able to receive SMS Alerts in Hindi. Link is available under Profile -> Set SMS Language

Customer can request for Visa, Master Card or Rupay Debit Cards using Internet Banking through the link e-Services -> ATM Card Services

Pre-approved customers can now raise a request for Loan Top Up using Internet Banking through the link e-Services -> Insta Credit Top up Loan

Services charges have been waived for the issuance of Demand Draft through onlinesbi for salary package account.

Customers will now be able to create an IMT (Instant Money Transfer) through internet banking and withdraw it through ATM.

We have revised service charges for NEFT/RTGS transactions done though onlinesbi. Please check in enquiries->Transaction limit/Charges.

Now, Internet Banking system has been integrated with GSTN

Now, service tax slab has been changed to GSTN slab in Internet Banking

Now, the retail customer can add up to 3 beneficiaries (previous 1) per day

Now, the customer can transfer his savings accounts from one branch to another branch. Link is available under "e-services -> Transfer of savings account" tab

Now, the customer has the option to resend passcode and print gift voucher in state bank mCash send money. The link is available under "payments/transfers->other requests->state bank mCash->enquiry"

The user Interface of retail onlinesbi is completely revamped with easily and quickly accessible tabs, option to manage favorite links. Both old and new retail onlinesbi user Interface links are provided in retail onlinesbi landing page

Now, the customer have option to select 20 leaves cheque book

Now, the customer can submit the form 15G/H through retail onlinesbi portal. Link is available under "e-services->submit form 15G/H" tab

Now the customer can contribute online to NPS account and can also unfreeze his account if it is freeze due to annual freezing. Link is available under "Payments/Transfers" Tab.

Now the customer can know if he is eligible for PPF loan/withdrawal and if eligible, he can check the limit of loan/withdrawal.

Now the Account number will be displayed in forgot profile password request form, so that the branch can authenticate the customer without any discrepancies and delay

Now the customer can set a budget limit and analyse spend patterns using graphical diagrams based on transactions made on saving accounts.

Now the user can get answers to their FAQ's by watching step by step Instructional videos in "How Do I?" section under "Help" tab

Now RINB customer whose PAN is not available in CBS, can request for PAN updation online, The request will land to MIT screen of CIF home branch for verification and updation to be completed within 7 days.

Now, mCash gift voucher can be printed or saved as PDF for gifting purpose.

Increase in the Transaction Limit for International Funds Transfer - Per Transaction Limit from USD 2000 to USD 5000, Monthly Txn Limit from USD 8000 to USD 20000, Yearly Txn Limit from USD 96000 to USD 240000.

Registration of Atal Pension Yojna (APY) is available under Social Security Services.

New form for 15G/15H is available now under e-Fixed deposit -> Generate 15G/H

Now customer will be displayed number of attempts left when he tried to login in Internet Banking portal with incorrect password and will also receive SMS after second invalid attempt.

Now customer can request issuance of New/Fresh debit card through postlogin INB under Path "e-services->ATM card issuance->Request ATM/debit card"

RINB customers holding TDR/STDR/e-TDR/e-STDR in single name can avail OD against the deposits online. Go to 'Overdraft against Fixed Deposit' link under 'e-Fixed Deposits' tab.

Please use the link Nomination under e-Services tab for online nomination.

With effect from 01/04/2015, the following changes in service charges will be implemented for transactions done through NET BANKING:

• (i) Funds Transfer through IMPS: Rs.5/- per transaction for remittance upto Rs.1 lac and Rs.15/- per txn. for amounts above Rs.1 lac upto Rs.2 lacs.
• (ii) Draft Issue:
  • (a) Upto ? 5,000/-   -- ? 25/- (incl. ST)
  • (b) Above ? 5,000/- upto ? 10,000/-   -- ? 50/- (incl. ST)
  • (c) Above ? 10,000/- upto ? 1,00,000/-   -- ?5/- (incl. ST) per ?1000/- (Min.?60/-incl.ST)
  • (c) Above ? 1,00,000/-   -- ? 4/-(incl. ST) per ?1000/- Min.?600/-incl.ST Max.?2000/-incl. ST

Courier charges for delivery of IOIs (for online INB requests) will be charges extra at Rs.50+ST.

Setting/Modifying ATM Card Limit :- You can set/modify the ATM card limit for cash withdrawal or CNP or POS transactions.

Enable/Disable Channel Type :- You can enable/disable the channel type i.e. ATM or POS (Point of Sales) like purchase in merchant establishments by swiping your card in the POS machine or CNP (card not present) like IRCTC ticket booking through IRCTC site.

Enable/Disable Usage Type :- You can enable/disable the usage type i.e. Domestic Usage or International Usage. If your enable your card for domestic usage then your card can be used within India only. If you enable International usage, then your card can be used outside India also.